British Columbia case results in five-year ban, plus fine and costs for agent.

Incomplete representative change forms sent to clients for signatures.

Recruits told purchasing insurance was a condition of training enrollment.

Representative thrown out of the industry for falsifying client signatures.

Chief compliance officer and employee also agree to monetary sanctions.

Firm’s remedial measures include coursework and supervision.

Failing to supervise registered representative who himself ignored red flags ends in sanction.