Former dealing representative sanctioned after opening multiple accounts in client’s name.

Inactive agent must also complete remedial coursework before April 2024.

After an agent he was supervising sold unsuitable policies to a family interested in obtaining a mortgage, and after tha…

Agent tells family their existing policies needed to be replaced for mortgage eligibility.

Accepting an appointment as power of attorney also contravened rules.

Referral arrangement also prohibited.

Vulnerable client loses $138,509 over more than three years.