Institute suggests governments pay for Canadians to seek treatment abroad.
Application numbers fall for all ages, except among those over age 61.
Dental visits returning to pre-pandemic levels.
Employer-sponsored drug insurance stakeholders invited to comment.
Figures trail employment growth but all plan types add members in 2022.
Annuity purchases remain strong in the first half of 2024.
Reinsurer advocates for behavioural science approach.