Insurers say the reset option has weakened over the years.
Industry grew 82 per cent during study period while economy overall grew just 23 per cent.
Partnership allows its advisors to sell mutual funds.
Consultation rushed, missing information and suggests most will be paying more.
Acquisition of Roger Ghent Financial Services adds $36-million to the cooperative’s assets under management.
Fine and costs ordered following close supervision for not obtaining fulsome instructions.
Insurance regulator points out that contracts are not annuities or pensions, despite claims.