The ALDA was designed to counter the risk of outliving one's savings.

The longer you postpone receiving public pension benefits, the less personal savings you'll need for retirement.

In Ontario alone, 200,000 plan members are considered “missing.”

Wider-ranging discussions needed between wealthy clients and their risk advisors.

Growth in income largely attributed to increased government transfers.

Investment returns hammered by negative performance in the bond market.

Western province residents more financially confident than those in Eastern Canada.