Representative changed client’s address to his own to avoid detection.

Regulator lowers penalty substantially after life agent cooperates with investigation.

Agent failed to complete requisite coursework throughout entire licensed career.

Production order identifies agents selling subsequently cancelled policies on cars for export.

“Flagrant” disregard for the rules ends in monetary penalties and one-year suspension.

License revoked for non-disclosure of disciplinary action on nine licensing applications.

Tribunal dismisses request for hearing, without further notice.