Insurance council finds that Car Farmers intentionally failed to pay outstanding account.

Regulator also issued reprimand for being kept in dark about prior discipline matter.

Terminated agent sold policies tied to employment offers and reimbursed client premiums.

Coverage ended when he resigned from one firm, error not discovered until a year later.

Has to date not responded to demand for information or to subsequent report.

Agent not working in the industry, cancels errors and omissions insurance in violation of province’s Insurance Act.

Insurance council levies civil penalty for making false or misleading statements on renewal applications.