Two separate cases end in monetary penalties for agents who ignored letters from council.

Failed to respond to demand for information about consumer complaint.

Fake information provided in 10 applications costs agent $50,000.

Regulator finds agent initiated 29 life insurance applications containing false information.

Insurance council finds that Car Farmers intentionally failed to pay outstanding account.

Regulator also issued reprimand for being kept in dark about prior discipline matter.

Terminated agent sold policies tied to employment offers and reimbursed client premiums.