Ordered to complete three years of course work before 2025 license renewal.

Regulator stops short of imposing monetary penalty, saying conviction is sufficient for general deterrence.

Deal which brought the firms’ risk adjusted capital below zero deemed reckless.

Ignoring repeated requests for an interview also results in $50,000 for former branch manager.

Allowed uninsured client to believe they had commercial insurance in place.

Agent submitted 50 unique applications listing herself as payor.

Licensed assistant not registered outside of Ontario.