Regulator settles three separate cases where performance-linked surveys were misdirected.

Two-month arrangement to split commissions ends in sanctions.

Terminated agent sold policies tied to employment offers and reimbursed client premiums.

More than 3,000 pre-signed forms found stored in an empty cubicle.

Agent also sanctioned for carrying on business in a name other than that on her insurance license.

Put policies on premium holidays to pay for new policies without client’s consent.

Respondent admits his failing to fulfill his gatekeeper responsibilities.