Interest rates boost sales of group annuities.
Higher income households enjoy higher yields while debt charges weigh on others.
Fairfax Financial released its fourth-quarter results and provisional balance sheet on Feb. 15.
Investment not expected to pick up until Bank of Canada begins making interest rate cuts.
Economists and managers still see growth opportunities around the world.
Insurers emphasize lifetime security and performance.
More and more people are struggling to pay their bills, squeezed by high-interest rates even as inflation slows down.