Organizations encouraged to explore ways to help teams improve their financial wellness.

Analysis suggests less than 10 per cent of carriers consistently capture value from their data.

Maximum amount that employees are willing to pay each month is challenged by inflation.

Average family total income down in every province and territory during the year.

Recession in commercial real estate not imminent but insurers may reevaluate legacy assets.

Major Indexes attract those seeking diversification.

Asset management and competitive product offerings expected to be differentiators.