Expects non-life reinsurance market to grow, thanks to new risk pools and continuous rate adjustments.

Adds an estimated $55,000 to the average cost of a new home in Canada.

Beneva also aimed to limit La Capitale Financial Security's disability insurance offerings to a single product line.

Climate concerns will be heavily weighted in underwriting risk exposures.

Investments drop by two thirds in the first half of 2023.

Underinsurance of commercial buildings becomes a bigger concern as inflation drives up reconstruction costs.

Submission focuses on better retirement income solutions, tax credits for dental plans and consumer privacy.