Despite some improvement, the mental health of Canadian workers remains strained.

Government transfers ceased during the year, bringing average incomes down overall.

Workers are calling for more support to reach optimal performance levels.

Most Canadian insurers postpone non-essential issuance because of rising new debt costs.

Presence of COVID-19 did not cause direct physical loss or damage to property.

Modelling, inflation and mortality forecasts discussed in recent outlook presentation.

Long-term symptoms cause sufferers to miss 24 days of work on average.