The quest for immediacy will speed up changes in life and health insurance this year.

AI will make it possible to insure people who are currently uninsurable.

AM Best discusses traditional roles, talent and the upskilling needed at every level in a company.

Having human expertise available in the near term is critical.

Insurance should be an early warning system, say analysts.

Historical challenges, present-day and future use cases discussed by AM Best panel.

New cyber attack methods, outdated systems and infrastructure a concern for many in recent survey.