How companies do business continues to change in the coming year.

Swiss Re Institute says insured losses will exceed loss thresholds for a fourth consecutive year.

Total global real premium growth to rise only 2.2 per cent annually, on average, in the next two years.

Premiums forecast to grow on average over the next two years.

Swiss Re Institute says premiums will grow around six per cent, thanks to rate increases.

Digitalization will create new risk pools that are largely uninsured today.

Expects non-life reinsurance market to grow, thanks to new risk pools and continuous rate adjustments.