Allowed uninsured client to believe they had commercial insurance in place.

Agent submitted 50 unique applications listing herself as payor.

Gives former dealing representative until May 2025 to pay sanctions.

Agent conducting five credit checks on a client without their knowledge sanctioned by insurance council.

Fine and remedial course work also ordered in case where agent stopped cooperating with regulator.

Agent has since left the insurance industry.

Regulator also issued reprimand for being kept in dark about prior discipline matter.