Analysts report on the implications for insurers.

The insurer calls the transaction the largest of its kind in Canada.

Labour and increasing vehicle complexity driving changes in claims and collision repair.

Respondent outsourced complaint handling in 2017.

Mental health index declines to lows not seen since the pandemic.

Company builds in-house team dedicated to water and the material impact it has in investing.

Recent deterioration has negative impact on earnings; capital levels not affected.