Economists see them declining, but caution it will be a long process.

Insurers emphasize lifetime security and performance.

They can be a lifeline for workers without a private retirement plan.

In 2022, the average retirement age approaches what it was in the mid-70s.

Long-term symptoms cause sufferers to miss 24 days of work on average.

Largest reported increase attributed to mental health-related disabilities.

Life expectancy decreases for a third year in a row.