Despite falling interest rates, debt remains a sensitive issue.

Regulators have tightened their regulatory capital requirements.

Canadian insurers follow the trend in accelerated underwriting, but to a lesser extent.

Insurers look for ways to more effectively promote them to group plan members.

The big three insurers in the Canadian market accounted for 74.2% of total insurance revenues in Canada in 2023.

The six largest P&C insurers together held 53.8% of the market share.

The ALDA was designed to counter the risk of outliving one's savings.