An ice storm which hammered parts of Ontario and Quebec between March 28 and 31, 2025 caused an estimated $342-million in insured damage, according to initial estimates.
These figures, published by Catastrophe Indices and Quantification Inc. (CatIQ) and the Insurance Bureau of Canada (IBC), accompany advice from the IBC to consumers about understanding their insurance policies and coverage.
Removing debris, a downed tree, for example, may be the homeowner’s responsibility. “Insurance coverage is typically not provided if the property was not damaged,” they write. They also advise consumers that refrigerator contents may be covered for a specified amount for damage related to food spoilage caused by power interruptions. In total, more than one million homes and businesses in Ontario and 70,000 properties in Quebec experienced power outages.
