The Insurance Council of British Columbia (ICoBC) has fined Gurmohit Singh Gill $2,500 plus investigation costs and has ordered Gill to complete remedial coursework after he was found to have falsified a client’s signature to renew their Autoplan insurance policy without their consent.
In an interview with the insurance council’s investigating staff, Gill admitted to being greedy and commission oriented. “As of the date of the committee meeting, the licensee stated that he is currently completing his post-secondary studies and has not been working since his termination from the agency,” the intended decision in the case states. “He intends to return to the insurance industry at a later time, stating that it compensates well.”
The level 1 general insurance salesperson, first licensed in December 2020, was reported to the council by his agency after he renewed an Autoplan policy without client consent, fraudulently signed the renewal document in the client’s name and retroactively obtained client consent after the Insurance Corporation of British Columbia (ICBC) and the agency had initiated an investigation.
The transaction was discovered when the agency’s managing partner received an email informing him that the client went to her usual brokerage to renew her insurance, to discover that it had already been renewed. “The licensee informed RD (the managing partner) that he reached out to the client to notify her of the renewal, but he did not receive a response and decided to proceed with the renewal anyway,” the intended decision states. After admitting that he falsified the client’s signature the agency terminated his employment. The ICBC has not pursued action against Gill for the transgression.
“The licensee was adamant that the client did not expressly decline the renewal request. He stated that he renewed the policy to ensure that the client did not lose coverage,” the decision continues. “The licensee stated that he had faced financial pressure from the agency to sell policies and that he had specific sales targets to meet.”
In addition to the $2,500 fine, Gill must also pay investigation costs in the amount of $1,687.50 and complete three courses, the Council Rules Course for General Insurance Agents, Salespersons and Adjusters, a confidentiality course and one ethics course before October 20, 2026.
