Rep also fined and banned for processing transactions to increase his commission.

Falsifying signatures six months on the job, discovered during a file review.

Firm paid $10.8-million in restitution and terminated more than 34 approved persons.

Generational trade-offs and decumulation discussed by leaders in recent panel discussion.

The representative was also required to pay an internal sanction of $50,000 by his employer.

35 pre-signed forms costs representative $10,000; thousands of forms attracts $70,000 sanction.

Shareholders offered premium of 43.1 per cent over company’s closing price on July 25.