The Insurance Council of British Columbia has published an order and intended decision, sanctioning Prajith Chakkingal for missing continuing education (CE) credits and for not disclosing criminal charges against him.
First licensed in November 2021, the audit was initiated when Chakkingal self-disclosed the CE breach, requesting an extension. He also inquired about the question asking if he was being investigated by any organization, stating that he was unaware of his obligation to notify council of criminal offenses. (Licensees must notify council within five business days from the date they are charged.)
“The licensee reiterated that he was confused as to the nature of his charges relative to the declaration, and in particular that at the time he had provided that response, the accusations against him were merely allegations. The licensee was unsure whether the charges would result in a court date or any further legal proceeding,” the intended decision states. “The licensee further explained that he was unaware that the CE he obtained prior to being licensed would not qualify for the CE program.”
Although he self-disclosed the transgressions, the council found the mitigating factors did not outweigh the aggravating factors to a degree that warranted a departure from baseline penalties established by precedent.
Chakkingal was fined $1,000 for failing to complete sufficient CE and $2,000 for making misstatements to council on his application and annual renewal. “Council also determined that the licensee would benefit from further education to better familiarize himself with the obligations that accompany licensure,” they add.
The agent was ordered to complete remedial education, including the Council Rules Course for life and accident and sickness insurance and the Continuing Education Guidelines and Requirements course. He must also pay the council’s investigation costs in the amount of $562.50.
