The Insurance Council of British Columbia is sanctioning Prabhjot Kaur Chahal, fining Chahal $3,000, assessing investigation costs and ordering the relatively new agent complete remedial training and make-up courses before the end of September.

First licensed in February 2020, Chahal left all declarations in their annual license renewal submissions unchecked, triggering an audit by the insurance council in October 2022.

After requesting an extension, Chahal was able to provide 22 valid continuing education (CE) credits, completed between December 2022 and January 2023. “Ultimately, at the time of the committee meeting, the licensee still had 13 outstanding credits,” the intended decision notes.

Although the council had initially considered sanctions for failing to respond promptly to council’s inquiries, it was later determined that Chahal responded on the last day provided – within the timeframe requested by the insurance council.

In addition to the fine and $500 in costs, Chahal must also complete the Continuing Education Guidelines and Requirements Course, and the Council Rules Course for Life and/or Accident Sickness Agents, both through the insurance council, before September 25, 2024. Chahal must also make up the remaining 13 CE credits prior to that date, as well.