Limited experience and early admission taken into consideration by hearing panel.

Mutual fund sales representative named the sole beneficiary of a vulnerable client’s estate.

Company allowed the sale of exempt products without conducting adequate due diligence.

Selected in December, panelists tasked with job of conveying investor concerns to regulator.

Retired dealing representative does not intend to return to the industry.

Advisor penalized after admitting to ‘facilitating stealth advising’.

Investor protection funds also merge.