What if the best insurance for 2026... is your teams?

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Catherine Rioux

President, Rioux RH

Contributing expert
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What if the best insurance for 2026... is your teams?

Published on November 10, 2025

Career Human resources

It's November already. The days are getting shorter, the first storms are on the way, and claims are piling up. The pace is fast, and the end of the year is no exception. 

In an industry where major claims are on the rise, the pressure is always there. Between the shortage of technical talent and increasingly stringent regulatory requirements, your teams' ability to absorb these challenges has never been more critical. 

As you approve budgets, adjust projections, and finalize strategic directions for 2026, one question deserves to be on the table: will your teams be ready to carry out your ambitions? 

Taking a step back when everything is moving fast 

You know better than anyone: in insurance, there is no shortage of unforeseen events. A major disaster, a regulatory change, a digital advance that redefines processes... Everything can change overnight.

Looking forward to think about next year is a luxury that we rarely allow ourselves. Yet this perspective often makes all the difference between navigating through a storm and weathering it. Knowing where you're going is essential. But knowing the people you're facing challenges with, and under what conditions, is what allows you to be prepared, strong... and above all, calm.

When new pricing regulations are introduced, companies that anticipate and develop the skills of their teams avoid delays, penalties, and overload.

Planning means anticipating with peace of mind 

Human resources planning is not just an “HR” issue. And let's be honest: it is still too often perceived as an administrative constraint. 

This is a mistake.

Much like an internal insurance policy, human resources planning reduces areas of risk, increases your flexibility, and helps you move forward with greater peace of mind.

And it's not just a question of structure: it's a question of the future!

Nearly one in four technical positions could be gone by 2027. It's no longer a luxury; it's a necessity!

But in practical terms, what does it mean?

  • Ensuring that the right people are in the right positions, particularly in claims management and actuarial science. 
  • Anticipate hiring or training needslinked to regulatory changes.
  • Prepare for the development of key skills to remain competitive. 
  • Strengthen versatility and cohesion to better manage peaks in activity. 
  • Protect your ability to respond to the unexpected. 

For your teams, this type of planning provides clarity, meaning, and stability. It also strengthens their ability to adapt quickly, stay motivated, and find their place in the sector's transformation.

In short, it allows your teams to become the natural continuation of your business strategy, rather than a parameter to be adjusted after the fact!

The best insurance for 2026 

Thinking today about your employees, their skills, and their development is not an administrative task: it is a strategic lever. In a rapidly changing sector, where risks and expectations are evolving quickly, proactive talent management gives you a competitive advantage.

Human resources planning is not just a simple operation; it is your key tool for foresight and resilience!

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