All investment categories contributed to the mutual insurer’s performance.

They have increased rates and introduced tighter terms and conditions.

Revision of a Canadian Institute of Actuaries method explains this drop.

The company attributes this result, in part, to its expanded range of segregated funds.

The insurer reported strong growth in investment product sales.

The company published its annual results on Feb. 27, including those of its Canadian subsidiary.

When combined, surplus earnings from property and casualty insurance, wealth management and life and health insurance de…