Registered representative ordered to pay $386,492.
Rep also fined and banned for processing transactions to increase his commission.
Failing to report client complaints, misleading firm results in six-month ban and $20,000 fine.
Representative attempts to pay off client following complaint.
Regulator fines dealing representative $28,000, reserves decision on costs.
Regulator metes out sanctions in multiple continuing education cases.
Backdated errors and omissions policy not sufficient coverage, council finds.