Vehicle standards and law enforcement help both encouraged in open letter.

Insurance Bureau of Canada publishes initial estimates for Hay River and Yellowknife fires.

Short-term measures include a cap on rates for good drivers and new rate board powers.

Lloyd’s says plausible cyber attack could causes losses over $3.5-trillion.

Aviva stages collisions to investigate repair fraud.

Insurers can serve as second responders in the recovery period.

Statement seeks to raise awareness about ongoing insurance protection gap.