This insurance is particularly important for start-ups.
Two products can provide the liquidity to buy back the shares of a partner who has become disabled.
Despite falling interest rates, debt remains a sensitive issue.
Participating whole life offers competitive rates with universal life investment options.
Some insurers are leading the pack, while others lag behind.
Non-cancellable or non-guaranteed? It all depends on your client's profession.
For those approaching sixty, the urgency to act is clear.