Non-peak perils – floods, wildfires and thunderstorms – fuel rising loss trends.

2024 set to become hottest year on record.

Insurers and claimants must make the switch before May 7, 2025.

The claims ratio for personal insurance products in Canada climbed considerably during the third quarter.

Benefits paid were significantly higher than the previous two years.

Study reveals claims statistics for 2012 to 2020.

Rate cap, hailstorms could force more insurers out of the province.