Ratings agency maintains stable outlook for Canada’s property and casualty industry.

Rates in Canada decrease three per cent on average.

External scanning to remove the worst risks results in notable loss ratio declines.

Fewer businesses hit by cybercrime in 2023, but consequences were more severe.

Current threats, liabilities and policy underwriting examined.

Reinsurers and brokerage firm collaborate to develop new cyber risk model.

Despite inflation and interest rates trending downward over the past few months, offering property and casualty insurers…