Regulators have tightened their regulatory capital requirements.
Canadian insurers follow the trend in accelerated underwriting, but to a lesser extent.
More than double the amount of debt was issued in 2024 when compared to 2023.
The big three insurers in the Canadian market accounted for 74.2% of total insurance revenues in Canada in 2023.
The Big Four enter 2025 on solid footing, bolstered by an aging population.
The pension risk transfer market is benefiting greatly.
As governments struggle to fund retirements, insurance can play an increasing role.
