Agent reinstates charges for 15 clients, including one in Manitoba, without consent.

Decision highlights multiple communications to agents about their disclosure obligations.

Captive insurance agencies could be forced to move staff, or move out of the province.

Former agent, licensed across the country, fined for three transactions made in Manitoba.

Falsehoods on renewal application also leads council to order a remedial ethics course.

Council assesses partial investigation costs when agent leaves clients uninsured.

Regulatory attention continues for agent suspended five months in 2022.