Mortgage balances decline in recent quarters among those under age 35.

Fictitious broker notes intended to conceal forgery also discovered during investigation.

Regulator stops short of imposing monetary penalty, saying conviction is sufficient for general deterrence.

Finds that a permanent ban from registration was not harsh or excessive.

Analyst’s discussion about the company also reveals growing appetite for cyber business.

After launching a daycare, representative also ordered to pay $25,000 in fines and costs.

Three bank studies indicate many are struggling.