Connecting the Dots by Beneva: Financial Realities Redefining Health Needs
published on May 4, 2026 by 
Discover Connecting the Dots – Health trends and insights 2026
This edition highlights a central finding: financial stress has become a major determinant of health, influencing care needs, utilization of group insurance plans, and the workplace experience — at every stage of life.
Based on an in‑depth analysis of Beneva’s group insurance data and real‑world expertise, Connecting the Dots 2026 offers a nuanced perspective on current and emerging issues. It is designed to help advisors and plan sponsors better anticipate evolving needs and design sustainable, people‑centred group insurance plans.
A life‑stage perspective… and beyond
This edition of Connecting the Dots examines the effects of financial stress through four key realities:
Explore the 2026 edition of Connecting the Dots to learn how Beneva is responding to the financial pressures shaping today’s health needs.
About Beneva
Beneva is the country's largest mutual insurance company, with 3.8 million members and over 6,500 employees dedicated to protecting people. Its caring approach founded on human values and shared by its employees is anchored in its mutualist roots. Created by the coming together of La Capitale and SSQ Insurance in 2020, the company consolidated its pan-Canadian presence through its merger with Gore Mutual in 2026. With $30.3 billion in combined assets, it stands out for its diverse offerings in Group Insurance, Property and Casualty Insurance as well as Individual Insurance and Financial Services. Its head office is located in Quebec City. For more information, visit beneva.ca.
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