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Critical illness insurance: flexibility is key to sales success

By Alain Thériault | Oct. 25, 2024, 10:55 a.m.

Photo: Adobe Stock

Insurers aim to protect both entrepreneurs, as well as young people on a tight budget.

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Headlines

Canadian life insurance application activity was flat in November

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Affluent clients: Coverage is more expensive and less easily available

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Flash

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Low-income rates drop among those over age 65

Living Benefits

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Multimorbidity on the rise in Ontario

Critical Illness

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Critical Illness Simplified/Guaranteed

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Critical illness insurance premiums decline slightly in the third quarter

Life Insurance

Canadian life insurance application activity was flat in November

Healthcare in Canada expected to cost $370 billion in 2024

Employer-sponsored coverage decreases odds of medication nonadherence

Number of life insurance policies sold declines in third quarter

EQUITABLE

Cash value and interest rates bolster permanent life insurance

Whole life insurance: Fierce competition over dividend rates

A veteran of the Client Management Software industry returns

Several new developments in permanent life insurance

EMPIRE LIFE

Empire Life reports strong third-quarter earnings

Guaranteed Withdrawal Benefits under pressure from regulators

Investors concerned about major US companies’ stock performance

Inflation eases in a cautious climate

SUN LIFE FINANCIAL

Sun Life increases earnings by 55% in the third quarter of 2024

Estate expenses: numerous disparities across Canada

Segregated funds: the capital reset guarantee has lost its allure

IG Wealth Management aims to make its mark in life and health insurance

DESJARDINS

Desjardins’ insurance surplus earnings down 32% in third quarter

Disability insurance: 17 products examined by InsuranceINTEL

Groupe Cloutier brings in insurer as a minority shareholder

Deaths among off-road vehicle riders on the rise

DELOITTE

Majority of insured protected by Alberta’s grid cap are not new drivers

Industry must work together to reduce the numbers who are unprepared for retirement

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BMO

BMO Wealth Management sees 9 per cent decline in third quarter profits

Investors flock to equity exchange-traded funds

BMO increases wealth management earnings by 33% in second quarter

Pension plans ramp up risk reduction transactions

MANULIFE

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Manulife announces $5.4-billion reinsurance transaction

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Manulife third-quarter earnings up 82%

IA FINANCIAL GROUP

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iA Financial Group quintuples its earnings in the third quarter of 2024

Economic uncertainty fails to dampen Canadian life insurers' performance

iA Financial Group reports 5% increase in net income for second quarter of 2024

LIMRA

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Distribution

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