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Segregated funds: the capital reset guarantee has lost its allure

By Alain Thériault | Oct. 22, 2024, 10:59 a.m.

Insurers say the reset option has weakened over the years.

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Headlines

Canadian life insurance application activity was flat in November

Number of Canadians smoking cannabis is on the decline

Affluent clients: Coverage is more expensive and less easily available

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Flash

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Low-income rates drop among those over age 65

Segregated fund

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Mutual Funds

Investment industry contributed 2.1 per cent to national gross domestic product in 2023

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Investments

Capital accumulation plan members enjoy best outcomes in more than 13 years

Defined benefit pension plans hold their own in the third quarter of 2024

Defined benefit pension plan membership numbers increase

Pensions continue derisking

Life Insurance

Canadian life insurance application activity was flat in November

Healthcare in Canada expected to cost $370 billion in 2024

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Employer-sponsored coverage decreases odds of medication nonadherence

ASSUMPTION LIFE

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BMO

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BMO Wealth Management sees 9 per cent decline in third quarter profits

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RBC

Disability insurance: 17 products examined by InsuranceINTEL

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RBC reports 29% rise in third-quarter wealth management earnings

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SUN LIFE FINANCIAL

Sun Life increases earnings by 55% in the third quarter of 2024

Estate expenses: numerous disparities across Canada

Economic uncertainty fails to dampen Canadian life insurers' performance

Global healthcare reinsurance premiums continue to rise

DESJARDINS

Desjardins’ insurance surplus earnings down 32% in third quarter

Groupe Cloutier brings in insurer as a minority shareholder

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Distribution

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Investment

Pension regulators publish new guidelines for capital accumulation plans

Ontario consults on future variable payment life annuity framework

Safe harbour policy needed for advisors dealing with vulnerable clients

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Strategy

Canadian finance and insurance industries growing

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Paid virtual care under threat of being shut down by feds

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Analytic

Cancer remains leading cause of death in Canada

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Infographic

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Magazine supplement

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