The Canadian Association of Blue Cross Plans has advised that eligibility restrictions for trip cancellation coverage have changed. The Coronavirus (COVID‑19) pandemic is now considered a "known issue".
“Effective March 12, the Coronavirus (COVID-19) is no longer an unknown risk when customers purchase trip cancellation with their travel insurance. This information applies to individual personal policies only and does not apply to group employer policies,” states Blue Cross.
Travel insurance including trip cancellation coverage purchased prior to this date covers cancellations due to the Coronavirus (COVID-19) pandemic for destinations that were not already excluded, as it was an unknown risk at the time of purchase.
Other insurers are also including COVID-19 as a known issue. Read this article to learn more.